877-863-2159

What Company Is Calling Me From 877-863-2159? Are They A Scam And Why Are They Calling Me?

The company calling from 877-863-2159 is the CBE Group, a debt collection agency. Some users have reported receiving calls from this number, even when they don’t owe any debts. This could be due to mistaken identity. If you receive a call from this number and believe it’s a case of mistaken identity, you can send a debt validation, cease and desist calling, or “not me” letter to the CBE Group, report them to proper authorities, and consider seeking help from a consumer lawyer.

To ensure you’re not harassed by such calls, it’s crucial to identify if the call is from a debt collector and block the number. Additionally, address the underlying debt through credit counselors or attorneys while being aware of your rights under the Fair Debt Collection Practices Act (FDCPA). Document any potential FDCPA violations and assert your rights. Request written validation of the debt and negotiate a settlement. Consult a non-profit credit counseling agency or attorney for guidance and potential legal action.

How Can I Block Or Stop Calls From 877-863-2159?

To block or stop calls from the number 877-863-2159, first identify if it’s a debt collector by not answering and letting unknown calls go to voicemail. Once confirmed, contact your phone carrier to permanently block the number. Alternatively, use call blocking apps like Nomorobo or Hiya to automatically block the number at the network level. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.

Next, send a cease and desist letter via certified mail demanding no further calls. Check your state laws for regulations beyond the Fair Debt Collection Practices Act (FDCPA) that require written notice before collection calls. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action.

Get help addressing the underlying debt by consulting a non-profit credit counselor to negotiate resolution. If needed, speak to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations. Blocking calls does not eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 877-863-2159 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) protects you as a consumer from unfair debt collection practices. If you receive calls from the number 877-863-2159, document details such as the date, time, frequency, phone number, and any violations. Potential violations include calls outside of allowed hours (8am-9pm) or use of abusive language.

To protect your rights, revoke any prior consent for calls outside normal hours, request no further contact at your workplace if prohibited, and send a cease and desist letter. Verbally request the collector to stop calling during any conversation. If you believe the FDCPA is being violated, report the issue to the Consumer Financial Protection Bureau and consider consulting a consumer protection attorney. Contact your state Attorney General’s office for guidance. Remember to keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 877-863-2159 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you suspect that a call from 877-863-2159 is from a debt collector, follow these steps to validate the debt and explore your options. First, request written validation of the debt by sending a debt validation letter to the collector, as required by the Fair Debt Collection Practices Act (FDCPA).

Once you have received the validation, carefully review it to ensure the details are accurate. Dispute any incorrect or unrecognized information in writing and request its removal from your credit report. If the debt is valid, consider negotiating a reasonable lump-sum settlement or a payment installment plan in writing before sending any payment. Offering partial payment of 30-50% of the balance, if affordable, may also be an option.

Additionally, you can assert your rights under the FDCPA if the collector violates regulations. Seek guidance from a non-profit credit counseling agency or attorney for assistance in negotiating debt resolution and understanding potential legal action. Keep detailed records of all correspondence and calls for potential complaints.

Remember, never ignore a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 877-863-2159 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 877-863-2159 is a debt collector, they could potentially sue you to recover the amount owed. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, negotiate affordable payments in writing, assert inability to pay and request they cease contact, seek guidance from a non-profit credit counselor, or hire a consumer law attorney. Consider bankruptcy if debts are overwhelming, and document all calls and efforts to address the debt. Before agreeing to settle, make sure the proposed payment plan is realistic and affordable, get any settlement terms in writing, and be aware a collector can still sue if you default on a settlement. Settling often makes sense to avoid legal action, but don’t agree to payments you can’t maintain. Seek assistance to understand your options and rights first.

If 877-863-2159 Is A Collection Company, How Can I Remove It From My Credit Report?

If 877-863-2159 is a collection company, you should first validate if the debt is legitimate by requesting written confirmation. Carefully review the validation to ensure your personal details and the debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act and demand they remove the collection tradeline from your credit file.

If the collector verifies the debt is valid, consider taking active steps to potentially remove it. You can negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal, offer a good faith partial settlement payment and request deletion as a gesture of goodwill, hire a credit repair service to formally dispute the debt on your behalf, wait out the 7-year credit reporting time limit for the collection to automatically fall off your report, file a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information, or consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 877-863-2159?

People often leave feedback and comments about 877-863-2159, a phone number associated with debt collection calls from CBE Group. Many users report receiving multiple calls per day without a message left, and some have even managed to speak with a representative to confirm a debt. There are also reports of harassment and unwanted calls. CBE Group does not fall under any “Do Not Call” government list as they are not selling anything. To address these calls, it is recommended to call them back to confirm the debt and have your number removed from their calling list.

In essence, users should take the necessary steps to address and manage the calls from 877-863-2159. This may include calling the number back to confirm the debt, requesting to be removed from their calling list, and even seeking legal help if necessary. It is essential to remain vigilant and proactive in managing these calls to protect your personal information and financial well-being.