877-879-9822

What Company Is Calling Me From 877-879-9822? Are They A Scam And Why Are They Calling Me?

The company calling you from 877-879-9822 is Keybridge, a medical debt collection agency. They are located in Lima, Ohio, and provide healthcare receivables management, medical collections, and business office solutions. Keybridge has no consumer complaint cases on file and maintains a clean record with the Better Business Bureau. Multiple users have reported receiving calls from this number regarding unpaid medical bills. If you are experiencing harassment over a debt, you may be eligible for money damages under the Fair Debt Collection Practices Act (FDCPA).

How Can I Block Or Stop Calls From 877-879-9822?

To block or stop calls from 877-879-9822, which is likely from Keybridge, a medical debt collection agency, follow these steps:

1. Identify if it is a debt collector by not answering unknown calls and letting them go to voicemail.
2. Contact your phone carrier to permanently block the number or use call blocking apps like Nomorobo or Hiya.
3. Set contacts not in your address book to go straight to voicemail or be blocked on your smartphone.
4. Send a cease and desist letter via certified mail demanding no further calls.
5. Consult a non-profit credit counselor to negotiate debt resolution or speak to a consumer protection attorney regarding your rights and potential lawsuits.

By taking these steps, you can stop harassment and address any outstanding debts.

Is 877-879-9822 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 877-879-9822 is associated with Keybridge, a medical debt collection agency. They provide healthcare receivables management, medical collections, and business office solutions. Keybridge has no consumer complaint cases on file and maintains a clean record with the Better Business Bureau. However, some users report receiving calls about unpaid medical bills from this number. If you believe you are being harassed by a debt collector, you may be eligible for damages under the Fair Debt Collection Practices Act (FDCPA). To protect your rights and address potential violations, follow these steps:

1. Identify the debt collector: Ensure you know who is calling you and if they are an authorized debt collector.

2. Block unwanted calls: If you believe the calls are harassing, you can block the number and report the issue to your phone service provider.

3. Document violations: Keep records of all calls, including dates, times, and details. This can help you build a case if you decide to take legal action.

4. Request debt validation: Debt collectors are required to validate the debt within five days of first contacting you. Send a written request for validation and wait for a response.

5. Negotiate settlements: If the debt is valid, consider negotiating a settlement with the collector. This can help you pay off the debt without incurring additional fees or interest.

6. Consider legal action: If the debt collector continues to violate the FDCPA, you may be eligible for damages. Consult with an attorney to discuss your options and rights as a consumer.

By following these steps, you can address potential violations of the FDCPA and protect your rights as a consumer.

If 877-879-9822 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 877-879-9822, it is likely from Keybridge, a medical debt collection agency. To validate the debt and explore your options, follow these steps:

1. Request written validation of the debt by mailing a debt validation letter to the collector. They are legally required to provide this under the FDCPA.
2. Carefully review the validation for accuracy. Verify your personal details, the creditor name, account number, and amount owed.
3. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once validated, consider the following options:

– Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
– Offer partial payment of 30-50% of the balance if affordable. Request deletion from your credit report in exchange.
– Formally assert your rights under the FDCPA if they violate regulations during collection.
– Consult a non-profit credit counseling agency for guidance negotiating debt resolution.
– Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
– Keep detailed records of all correspondence and calls for potential complaints.
– Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 877-879-9822 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 877-879-9822 is a debt collector, they can potentially sue you for a legitimate debt and garnish your wages if they obtain a court judgment. To avoid legal action, negotiate payment plans, assert inability to pay, request them to cease contact, seek credit counseling, or hire an attorney. Document all communications and efforts to address the debt. Before settling, ensure the payment plan is affordable based on your budget and get any settlement terms in writing. Seek assistance to understand your options and rights before making any decisions.

If 877-879-9822 Is A Collection Company, How Can I Remove It From My Credit Report?

If you receive a call from 877-879-9822, it is likely from a debt collection company called Keybridge, which specializes in medical debt collection. To remove this collection from your credit report, first verify if the debt is legitimate by requesting written confirmation from the collection agency. If the debt is accurate, consider the following steps:

1. Negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal.
2. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill.
3. Hire a credit repair service to dispute the debt on your behalf and provide legal resources to assist in getting it removed.
4. Wait for the 7-year credit reporting time limit for the collection to automatically fall off your report.
5. File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.
6. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.
7. Keep detailed written records showing your efforts to resolve the disputed collection account.

By proactively validating debts, negotiating with collectors, and asserting your rights, you can potentially remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 877-879-9822?

People have left various comments and feedback about the phone number 877-879-9822, which is associated with Keybridge, a medical debt collection agency in Lima, Ohio. These comments cover topics such as unpaid medical bills, legal matters, and employment verification. Keybridge provides healthcare receivables management, medical collections, and business office solutions. The company has no consumer complaint cases on file and holds a clean record with the Better Business Bureau. If you feel harassed over a debt, you may be eligible for damages under the Fair Debt Collection Practices Act (FDCPA). To protect your rights and address potential violations, follow the steps for identifying debt collectors, blocking calls, documenting violations, requesting debt validation, negotiating settlements, and considering legal action. Keybridge is known to contact individuals for outstanding medical bills, sometimes involving mental disability patients or ex-family members.