888-327-8663

What Company Is Calling Me From 888-327-8663? Are They A Scam And Why Are They Calling Me?

Firstly, the phone number 888-327-8663 is linked to debt collection calls from a company called Matthews, Pierce, and Lloyd, Inc. If you are receiving calls from this number, it is likely due to a debt related to the number, even if you are not the original debtor. The Fair Debt Collection Practices Act (FDCPA) is a law that protects consumers from unfair or abusive debt collection practices.

Secondly, if you believe the calls are unwanted or abusive, you can ask for written proof of the debt according to the FDCPA. It’s crucial to be aware of your rights and act accordingly. If the calls continue to be a nuisance, you may want to consider speaking with an attorney to discuss your options and protect your rights under the FDCPA.

In conclusion, the number 888-327-8663 is associated with debt collection calls from Matthews, Pierce, and Lloyd, Inc. If you receive calls from this number, there’s a possibility that there’s a debt related to the number, even if you are not the original debtor. Always remember that the FDCPA is there to protect you from unfair or abusive debt collection practices. If the calls become a problem, don’t hesitate to seek legal advice to ensure your rights are being upheld.

How Can I Block Or Stop Calls From 888-327-8663?

First, let the unknown calls from 888-327-8663 go to voicemail and check for messages left by the debt collector. If you identify the number as belonging to Matthews, Pierce, and Lloyd, Inc., you can block the number through your phone carrier or use call blocking apps like Nomorobo or Hiya. To prevent unwanted calls, set your smartphone to send contacts not in your address book to voicemail or block them. If the collector continues to call, send a cease and desist letter via certified mail, demanding they stop calling. Consult a non-profit credit counselor to help negotiate a resolution of the debt or speak to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations. Blocking calls from 888-327-8663 does not eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 888-327-8663 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) is in place to protect you as a consumer from unfair or abusive debt collection practices. If you receive calls from the number 888-327-8663, document details such as date, time, frequency, and any violations of the FDCPA. They are not allowed to call outside the hours of 8am to 9pm in your time zone, repeatedly call in a short period, or use abusive language.

To protect your rights, you can revoke any prior consent given for calls outside normal hours, formally request them to stop calling at your workplace, send a cease and desist letter via certified mail, and verbally request them to stop calling during any conversation. If they continue to violate the FDCPA, report the harassment with documentation to the appropriate authorities.

Seek assistance from the Consumer Financial Protection Bureau, a consumer protection attorney, your state Attorney General’s office, or a credit counselor for guidance on next steps. Remember, debt collectors are required to follow the FDCPA. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 888-327-8663 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 888-327-8663 and it is a debt collector, follow these steps to validate the debt and understand your options:

1. Form a debt validation letter to the collector requesting written validation of the debt. According to the FDCPA, they are legally obligated to provide this information.

2. Once you receive the validation, thoroughly review it for accuracy. Check your personal details, the creditor’s name, account number, and the amount owed. If there are any discrepancies, dispute them in writing and request the removal of the debt from your credit report.

3. If the debt is valid, consider negotiating a reasonable lump-sum settlement or a payment installment plan in writing before making any payment. You may want to offer partial payment of 30-50% of the balance if it is affordable, and request deletion from your credit report in exchange.

4. If the collector violates the FDCPA regulations, assert your rights under the act. Consult a non-profit credit counseling agency for guidance in negotiating debt resolution or contact an attorney to explore options like bankruptcy or legal action against the collector.

5. Keep detailed records of all correspondence and calls, as this information may be useful in potential complaints.

6. Revoke any prior verbal or written permission given to the collector to contact you outside FDCPA guidelines.

7. The key is to never ignore a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 888-327-8663 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 888-327-8663, it is likely from a debt collector associated with Matthews, Pierce, and Lloyd, Inc. The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive practices, so requesting written verification of any debt is a good idea. If calls are deemed harassing or abusive, consult an attorney.

To avoid legal action, consider the following steps:

1. Negotiate affordable lump-sum or installment payments in writing.
2. Assert inability to pay and request they cease contact.
3. Seek guidance from a non-profit credit counselor to work with the collector on your behalf.
4. Hire a consumer law attorney to understand your protections under the FDCPA and state law against unreasonable lawsuits.
5. Consider bankruptcy if debts are overwhelming.

Before agreeing to settle, make sure the proposed payment plan is realistic, get any settlement terms or agreements in writing, and be aware that a collector can still sue if you default on a settlement. Settling often makes sense to avoid legal action, but don’t agree to payments you realistically can’t maintain. Seek assistance to understand your options and rights first.

If 888-327-8663 Is A Collection Company, How Can I Remove It From My Credit Report?

If 888-327-8663 is a collection company, the first step is to verify if the debt is legitimate by requesting written confirmation from the agency. Review the validation carefully to ensure your personal details and the debt information is accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act and demand they remove the collection tradeline from your credit file.

If the collector verifies the debt is valid, consider these active steps to potentially remove it:

1. Negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal.
2. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill.
3. Hire a credit repair service to formally dispute the debt on your behalf and provide legal resources to assist in getting it removed.
4. Wait out the 7-year credit reporting time limit for the collection to automatically fall off your report.
5. File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.
6. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.
7. Keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 888-327-8663?

People often leave feedback and comments about 888-327-8663, reporting calls from debt collectors and unknown departments. To handle such calls, some users suggest putting the caller on hold, providing false information, or giving a fake address. However, it’s crucial to follow the Fair Debt Collection Practices Act (FDCPA) guidelines. If you’re unsure about the caller’s identity, let the call go to voicemail. For harassing or abusive calls, seek legal advice. To reduce unwanted calls, block the number or use call blocking apps and smartphone settings. If the calls relate to a debt, request written verification and negotiate a settlement, consulting a credit counseling agency or attorney for assistance. Knowing your rights under the FDCPA can help protect you from potential debt collection abuses.