904-204-0200

What Company Is Calling Me From 904-204-0200? Are They A Scam And Why Are They Calling Me?

The company calling from 904-204-0200 claims to be verifying your Google local listing, asking you to press 1. This call is considered suspicious and potentially a scam. The transcript of the call suggests that the company claims your Google Plus profile is 50% incomplete, but there’s no way to verify this claim. Robocalls like this one can be frustrating and dangerous, as they may be used for phishing or other scams. To avoid unwanted calls, consider using services like Nomorobo, and always be cautious about providing personal information over the phone unless you’re certain of the caller’s identity.

Ultimately, it’s essential to be vigilant and cautious when receiving calls from unknown numbers, as they may be scams or attempts to steal your personal information. Always double-check the legitimacy of the call and the company behind it before providing any sensitive information.

How Can I Block Or Stop Calls From 904-204-0200?

If you’re receiving unwanted calls from 904-204-0200, it could be a debt collector trying to reach you. To handle this situation, follow these steps:

1. Identify if it’s a debt collector: Let unknown calls go to voicemail and listen to any messages left behind.

2. Block the number: Contact your phone carrier to permanently block the number or use call blocking apps like Nomorobo or Hiya. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.

3. Send a cease and desist letter: If the calls continue, send a certified letter demanding no further contact. Check your state’s laws for additional protections beyond the Fair Debt Collection Practices Act (FDCPA).

4. Consult a credit counselor: Seek assistance from a non-profit credit counselor to negotiate debt resolution.

5. Speak to a consumer protection attorney: If the collector violates regulations, consider legal action.

Remember, blocking calls does not eliminate any legitimate debts owed. Taking proactive steps can stop harassment while addressing any outstanding debts. Always be cautious when providing personal information over the phone, and be aware of potential scams and illegal activities associated with the number 904-204-0200.

Is 904-204-0200 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 904-204-0200, you may be wondering if they are violating the Fair Debt Collection Practices Act (FDCPA). To determine this, it’s crucial to understand your rights under the FDCPA and document any potential violations.

To document potential FDCPA violations, keep track of the date, time, frequency, phone number, and details of all calls. Note if they call outside the allowed hours of 8 am – 9 pm in your time zone. Also, record if they repeatedly call over a short period, such as more than 2-3 times per week. Additionally, log any abusive, threatening, or obscene language used during calls.

Asserting your rights is essential to prevent further harassment. In writing, revoke any prior consent given to call outside normal hours. Formally request they cease contact at your workplace if prohibited by your employer. Send a cease and desist letter via certified mail demanding no further contact by phone. Lastly, verbally request they stop calling during any conversation.

If you believe there are FDCPA violations, report them to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney for guidance on your specific rights and options, which may include suing for damages. Contact your state Attorney General’s office for assistance if you believe FDCPA violations have occurred. Lastly, ask an experienced credit counselor for guidance on addressing the debt without incurring further collection calls. Adhering to the FDCPA is required for any collector contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 904-204-0200 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 904-204-0200 is a debt collector, the first step is to validate the debt by requesting written validation from the collector. Under the Fair Debt Collection Practices Act (FDCPA), they are required to provide this information. Review the details carefully and dispute any incorrect or unrecognized information.

Once the debt is validated, negotiate a reasonable settlement or payment plan in writing, offering a partial payment of 30-50% of the balance if affordable. Request deletion from your credit report in exchange for the payment.

Assert your rights under the FDCPA if the collector violates regulations. Consult a non-profit credit counseling agency for help with debt resolution or contact an attorney to explore options like bankruptcy or legal action against the collector.

Maintain detailed records of all correspondence and calls, and revoke any prior verbal or written permission given to contact you outside FDCPA guidelines. Always confirm if the debt is valid and exercise your consumer rights under federal and state law to find the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 904-204-0200 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 904-204-0200 is a debt collector and they sue you, they could potentially garnish your wages or bank accounts to recover the debt. To avoid legal action, try negotiating affordable payments in writing, asserting your inability to pay and requesting they cease contact. Seek guidance from a non-profit credit counselor, hire a consumer law attorney, or consider bankruptcy if debts are overwhelming. Document all calls, letters, and efforts to address the debt. Before settling, ensure the payment plan is affordable, get any settlement terms or agreements in writing, and be aware a collector can still sue if you default on a settlement. Seeking assistance to understand your options and rights first is crucial.

If 904-204-0200 Is A Collection Company, How Can I Remove It From My Credit Report?

If 904-204-0200 is a collection company, you can start by validating if the debt is legitimate. Request written confirmation from the agency and review it for accuracy. If any information is incorrect, dispute the debt in writing. If the debt is valid, consider negotiating a pay-for-delete agreement to settle the debt in exchange for removal from your credit report. Alternatively, offer a good faith partial settlement payment and request deletion as a gesture of goodwill.

Another option is to hire a credit repair service to dispute the debt on your behalf and provide legal resources to assist in removal. Waiting for the 7-year credit reporting time limit to pass and having the collection fall off your report naturally is another viable option. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau.

Consulting a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages is another potential path. Proactively validating debts, negotiating with collectors, and asserting your rights can help remove collections from your credit report through persistence and proper documentation. Focus first on determining if the debt is legitimate before taking any action.

What Feedback And Comments Do People Leave About 904-204-0200?

People leave negative feedback and comments about the phone number 904-204-0200, primarily regarding it being a robocall number. The calls are often perceived as spam and unwanted, with many people warning others to be cautious and block the number. The comments include complaints about automated messages trying to get people to autestify their Google business listings or leave personal information, as well as concerns that the number is involved in scams. The number is also listed on sites tracking top robocallers and has accumulated numerous negative user reviews and spam flags for illegal prerecorded messages and unsolicited contacts.