908-238-9383

What Company Is Calling Me From 908-238-9383? Are They A Scam And Why Are They Calling Me?

The phone number 908-238-9383 is connected to residents at 330 Harvey Ave, North Plainfield, NJ, including Darryl, Vida, and Devin Newsome. It could be a telemarketer or a legitimate call about products, services, or public records. To identify if it’s a scam or not, more context is needed. To protect yourself from scams, do not answer unknown calls and consider blocking the number. If the call is about a debt, ensure it’s a legitimate debt collector by not answering unknown calls. Send a cease and desist letter to stop unwanted calls, and understand your rights under the Fair Debt Collection Practices Act (FDCPA). If the debt is legitimate, negotiate a settlement or payment plan, and ensure terms are in writing. Seek assistance to understand your options and rights when dealing with debt collectors. Currently, there is no public feedback available for this number.

How Can I Block Or Stop Calls From 908-238-9383?

To block or stop calls from 908-238-9383, start by not answering the call and letting it go to voicemail. This will help identify if the call is from a debt collector. Once you know who is calling, block the number through your phone carrier or by using a call blocking app. Additionally, send a cease and desist letter to the caller, requesting no further contact. Keep detailed records of all calls and correspondence. If the calls continue, consider seeking help from a credit counselor or a consumer protection attorney, who can provide guidance on your rights under the Fair Debt Collection Practices Act (FDCPA). By taking these steps, you can effectively manage and block unwanted calls.

Is 908-238-9383 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you are receiving calls from the phone number 908-238-9383, it is essential to understand your rights under the Fair Debt Collection Practices Act (FDCPA). This act protects consumers from abusive or unfair debt collection practices. To determine if the call is legitimate, avoid answering unknown calls and block the number. You can also send a cease and desist letter to stop the calls.

As a consumer, you have the right to revoke consent for calls outside normal hours and request no contact at work. You can also track the date, time, frequency, and details of all calls and report any violations to the Consumer Financial Protection Bureau. If the calls are abusive or outside the allowed hours, you can consult with a consumer protection attorney or credit counselor for guidance.

If the debt is legitimate, negotiate a settlement or payment plan with the collector. Ensure that all terms are in writing and understand the consequences of not paying the debt. If the collector sues, seek legal assistance to understand your options and rights. By being aware of your rights under the FDCPA and taking the necessary steps to protect yourself, you can effectively handle debt collection calls from 908-238-9383 or any other number.

If 908-238-9383 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 908-238-9383 is a debt collector, it is essential to validate the debt and know your options. Start by sending a debt validation letter to the collector, as they are required to provide this information under the FDCPA. Carefully review the validation for accuracy and dispute any incorrect information. Also, request the removal of any incorrect data from your credit report.

Once the debt is validated, negotiate a settlement or payment plan that suits your needs. Keep in mind your rights under the FDCPA, such as not allowing harassment or abuse from collectors. Consider consulting a credit counselor for guidance or seeking legal action with an attorney if necessary.

Maintain detailed records of all correspondence and calls, as this information may be useful in case of any disputes or violations of your rights. By following these steps, you can protect yourself from potential scams and manage any legitimate debt responsibly.

Can 908-238-9383 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 908-238-9383, it’s essential to identify if it’s a debt collector or a scam. If you don’t recognize the number, avoid answering and consider blocking it. Additionally, send a cease and desist letter to prevent further calls. The Fair Debt Collection Practices Act (FDCPA) provides protection for your rights.

If the debt is legitimate, the collector may sue for the owed amount, potentially leading to wage or bank account garnishment. To avoid legal action, consider negotiating affordable payments, asserting your inability to pay, seeking credit counseling, hiring a consumer law attorney, or exploring bankruptcy.

Before settling any debt, ensure the terms are in writing, the plan is affordable, and you understand the consequences of defaulting on a settlement. Seek assistance to understand your options and rights. Remember, maintaining open communication with the debt collector and keeping records of all interactions is crucial.

If 908-238-9383 Is A Collection Company, How Can I Remove It From My Credit Report?

First, it’s important to verify if the debt from 908-238-9383 is legitimate. Request written confirmation from the collection company and thoroughly review it for accuracy. If the debt is in error, dispute it and demand removal. Another option is to negotiate a pay-for-delete agreement, offer a good faith settlement, or hire a credit repair service to assist you.

Alternatively, you can wait for the 7-year time limit for the debt to expire, after which it should automatically be removed from your credit report. If the collector violates any laws, file a complaint or consult a consumer law attorney. Maintain detailed records of your efforts to resolve the issue and familiarize yourself with the Fair Debt Collection Practices Act (FDCPA) to protect your credit and rights.

What Feedback And Comments Do People Leave About 908-238-9383?

There is no public feedback or comments available about the phone number 908-238-9383. To ensure your safety and protect yourself from potential scams, avoid answering calls from unknown numbers and consider blocking the number. If the call is from a debt collector, be aware of your rights under the Fair Debt Collection Practices Act (FDCPA) and negotiate a settlement or payment plan. Always have the terms in writing and understand the consequences of non-payment. Seek professional assistance or consult consumer protection agencies for guidance when dealing with debt collectors.