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What Company Is Calling Me From 912-228-5395? Are They A Scam And Why Are They Calling Me?

The number 912-228-5395 could be from a telemarketing company in Wilmington Island/Thunderbolt, near Savannah, Georgia. It’s possible that the call is a scam, as unknown numbers are often used by such callers. Legitimate calls usually identify the company or individual. The unknown number’s purpose may be to pitch a product or gather personal information, so be cautious.

Remember to stay alert and cautious when receiving calls from unknown numbers like 912-228-5395. If you suspect the call is a scam, avoid engaging with the caller and report the number to the appropriate authorities.

How Can I Block Or Stop Calls From 912-228-5395?

First, determine if the calls are from a debt collector or a scam. If you want to stop such calls, contact your phone carrier and ask them to block the number. You can also use call blocking apps to prevent unwanted calls. If it’s a debt collector, send a cease and desist letter, and avoid communicating with them further.

Consider seeking help from a non-profit credit counselor or an attorney to manage your debt and deal with these calls. Keep track of all voicemails and call logs, and report any suspicious or harassing calls to the proper authorities. Be cautious when sharing personal information with unknown callers, and stay alert to prevent scams and harassment. By taking these steps, you can protect yourself from unwanted calls and potential risks.

Is 912-228-5395 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) is in place to protect you as a consumer from unfair debt collection practices. If you’re receiving calls from 912-228-5395, first identify if it’s a debt collector and document the details of each call. Collectors cannot call outside of allowed hours or use abusive language. If they do, revoke consent for calls outside normal hours, request them to cease contact, and send a cease and desist letter.

Report any violations to the Consumer Financial Protection Bureau and seek guidance from a consumer protection attorney or credit counselor. If you owe money, negotiate affordable payments or seek credit counseling to avoid legal action. Stay informed about your rights and always document interactions with debt collectors to protect yourself from potential scams or violations of the FDCPA.

If 912-228-5395 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 912-228-5395 and suspect it’s a debt collector, follow these steps to validate the debt and protect your rights. First, request written validation of the debt through a debt validation letter, which allows you to review the information for accuracy and dispute any incorrect details.

Next, negotiate a settlement or payment plan with the debt collector, keeping detailed records of all correspondence. Consult a non-profit credit counseling agency or attorney for guidance throughout the process.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from harassment and abuse. If you believe the number is a scam, block the calls and report it to the appropriate authorities. Stay informed and vigilant to ensure the best possible outcome for your situation.

Can 912-228-5395 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 912-228-5395 and they’re a debt collector, they might be able to sue you or garnish your wages. To prevent this, try negotiating affordable payment plans, asserting your inability to pay, seeking credit counseling, hiring an attorney, or considering bankruptcy. Remember to document all communication and think carefully about settling the debt to avoid long-term financial issues.

If 912-228-5395 Is A Collection Company, How Can I Remove It From My Credit Report?

If you suspect that 912-228-5395 is a collection company and you want to remove it from your credit report, follow these steps. First, confirm that the calls are indeed from a debt collection agency by requesting written validation. Review the validation for accuracy and dispute any incorrect information in writing.

Next, negotiate a pay-for-delete agreement with the collection company, offering to pay a portion of the debt in exchange for removing the collection from your report. Alternatively, propose a partial settlement to reduce the amount owed. If these options are not feasible, consider hiring a credit repair service to help you dispute the collection and work with the agency to resolve the issue.

Waiting for the collection to fall off your report after seven years is another option, as most negative information is removed after this time. If the collection company violates the Fair Debt Collection Practices Act (FDCPA), file a complaint with the Consumer Financial Protection Bureau (CFPB) or consult a consumer law attorney.

Throughout the process, keep detailed records of your interactions with the collection agency, including dates, times, and outcomes. This information can be helpful if you need to escalate the situation or take legal action.

What Feedback And Comments Do People Leave About 912-228-5395?

For the phone number 912-228-5395, there is no public feedback or comments available. Searches on reverse phone lookup services and search engines yield no user-generated experiences or reports of scams. The area codes and prefixes do not provide specific location details, and social media does not reveal any profiles or mentions related to the number. Tools can identify the owner, but no public reviews or experiences with the number can be found. It is crucial to be cautious when receiving calls from unknown numbers and to verify the legitimacy of a caller to protect personal information and avoid scams or fraudulent activities.

You must check your credit report

Go to CreditSesame.com and pull your 3-bureau report FOR FREE