913-279-0837

What Company Is Calling Me From 913-279-0837? Are They A Scam And Why Are They Calling Me?

The company calling from 913-279-0837 is CBE Group, a debt collection agency. Users have reported multiple calls a day, sometimes without leaving a message or hanging up. Ensure to verify debt validity before making payments and be cautious about providing personal information to unknown callers. To handle this situation, block the number, send cease and desist letters, and consult legal professionals for assistance. Request debt validation, negotiate payment plans, and consider legal options if violations occur. Document all calls and efforts to resolve the debt to protect your rights. Validate debt, dispute inaccuracies, and explore credit repair options for removal from credit reports. Despite taking aforementioned steps, users report persistent calls even after blocking and complaints to the FTC. CBE Group has faced multiple complaints regarding their debt collection practices.

How Can I Block Or Stop Calls From 913-279-0837?

If you’re receiving calls from 913-279-0837, it’s likely a debt collector attempting to reach you. First, let unknown calls go to voicemail and check for messages. If it’s a debt collector, contact your phone carrier to block the number or use call blocking apps like Nomorobo or Hiya. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.

Once you’ve blocked the number, send a cease and desist letter via certified mail, demanding they stop calling or only contact to confirm they will stop calls or notify of specific actions. Check your state’s laws beyond the FDCPA and invoke those rights in your letter.

To address any outstanding debt, consult a non-profit credit counselor to help negotiate a resolution. If the collector violates regulations, consider speaking to a consumer protection attorney regarding your rights and potential lawsuits. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action.

Blocking calls won’t eliminate any debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 913-279-0837 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) protects you as a consumer from unfair or abusive debt collection practices. If you’re receiving calls from the number 913-279-0837, document the details of each call, such as date, time, frequency, and content. Ensure they’re not calling outside the allowed hours of 8am-9pm in your time zone, or repeatedly calling over a short period.

Take action by revoking any prior consent for calls outside normal hours, formally requesting they stop calling your workplace, and sending a cease and desist letter via certified mail. If they continue to harass you, verbally request them to stop during any conversation. Report any violations to the Consumer Financial Protection Bureau and consider consulting a consumer protection attorney to discuss your rights and options. Additionally, contact your state Attorney General’s office for guidance on FDCPA violations. By documenting and asserting your rights, you can protect yourself from unfair debt collection practices.

If 913-279-0837 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 913-279-0837 is a debt collector, your first step is to validate the debt they claim you owe. To do this, send a debt validation letter by mail to the collector. They are legally required to provide this information under the Fair Debt Collection Practices Act (FDCPA).

Once the debt is validated, consider the following options:

1. Negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment.
2. Offer partial payment of 30-50% of the balance if affordable, and request deletion from your credit report in exchange.
3. Assert your rights under the FDCPA if the collector violates regulations during collection.
4. Consult a non-profit credit counseling agency for guidance on negotiating debt resolution.
5. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options.
6. Keep detailed records of all correspondence and calls for potential complaints.
7. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

Always remember to never ignore a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 913-279-0837 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 913-279-0837, the collector could potentially sue you if the debt is legitimate. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, you can negotiate affordable payment plans, assert your inability to pay, seek guidance from a non-profit credit counselor, hire a consumer law attorney, or consider bankruptcy if debts are overwhelming. Thoroughly document all calls and efforts to address the debt to have a clear record.

Before agreeing to settle, make sure the payment plan is realistically affordable based on your budget, get any settlement terms or agreements in writing, and be aware that the collector can still sue if you default on a settlement. Settling often makes sense to avoid legal action, but don’t agree to payments you can’t maintain. Seek assistance to understand your options and rights first.

If 913-279-0837 Is A Collection Company, How Can I Remove It From My Credit Report?

If 913-279-0837 is a collection company, the first step is to verify the debt. Request a written confirmation from the collection agency and review it thoroughly for any inaccuracies. If there are any discrepancies, dispute the debt in writing, asking them to remove the collection tradeline from your credit report.

If the debt is valid, try negotiating a pay-for-delete agreement, offering a good faith partial settlement payment, or hiring a credit repair service to dispute the debt on your behalf. Another option is to wait for the 7-year credit reporting time limit for the collection to fall off your report automatically.

You can also file a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information. Consulting a consumer law attorney is another viable option to review if the collector broke laws, enabling you to sue for removal and damages.

Keep detailed written records of your efforts to resolve the disputed collection account. Being proactive in validation, negotiation, and assertion of your rights can help remove collections from your credit report through persistence and proper documentation.

What Feedback And Comments Do People Leave About 913-279-0837?

People leave various feedback and comments about the phone number 913-279-0837, which is associated with the CBE Group, a debt collection agency. They report receiving numerous calls from this number, often at inconvenient times. The callers may not reveal their company’s name or request personal information without proper identification. Users have tried to block the number or request removal from the calling list, but the calls keep coming. The CBE Group has faced numerous complaints to the Federal Trade Commission about their debt collection practices. Overall, people express frustration with the agency’s tactics and persistence in contacting individuals.