913-353-9186

What Company Is Calling Me From 913-353-9186? Are They A Scam And Why Are They Calling Me?

When receiving a call from 913-353-9186, it is important to be cautious, as it might be a part of a telemarketing scam. Scammers often do not disclose their identity or company affiliation, and may offer “prizes” with certain conditions or abruptly hang up without leaving a voicemail. This behavior indicates an attempt to deceive recipients for personal information.

To protect yourself, first determine if the caller is a debt collector. If so, remember your rights under the Fair Debt Collection Practices Act (FDCPA) and report any violations. If the debt is genuine, consider negotiating a settlement or payment plan, and seek legal advice from a non-profit credit counselor or attorney.

In any case, always maintain records of all communication and carefully evaluate the long-term financial impact before agreeing to any payment plan. By following these precautions, you can protect yourself from potential scams and make informed decisions regarding your financial situation.

How Can I Block Or Stop Calls From 913-353-9186?

To block or stop calls from 913-353-9186, first identify if it’s a debt collector or a scam. If it’s a debt collector, contact your phone carrier to block the number. You can also use call blocking apps to prevent unwanted calls. Set unknown contacts to voicemail, and send a cease and desist letter to the caller. For assistance with debt resolution and potential lawsuits, consult a non-profit credit counselor or attorney. Remember, blocking calls won’t eliminate the debt, so always maintain records of calls and evaluate the long-term financial impact before agreeing to any payment plan.

Is 913-353-9186 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’re being called by the number 913-353-9186, it’s essential to figure out if they are a debt collector breaching the Fair Debt Collection Practices Act (FDCPA). Your rights under the FDCPA defend you from harassment during debt collection calls. Document the call details, including the date, time, frequency, phone number, and any violations, such as calls outside allowed hours, repeated calls, or abusive language.

To protect yourself, you can withdraw consent for further contact, request no contact, and send a cease and desist letter. If the calls continue, report the violations to the Consumer Financial Protection Bureau, consult a consumer protection attorney, or contact your state Attorney General’s office for assistance. Keep records of all communication and carefully assess the long-term financial impact before agreeing to any payment plan.

If 913-353-9186 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 913-353-9186 is a debt collector, the first step to take is to validate the debt. Request a written validation from the collector via mail, and review it for accuracy. Dispute any incorrect information and request removal from your credit report. Next, negotiate a settlement or payment plan in writing, offer partial payment for debt deletion, or assert your FDCPA rights. Seek guidance from a non-profit credit counselor or attorney for options like bankruptcy or legal action. Always keep records of all correspondence and calls, and revoke any prior permissions outside FDCPA guidelines. Remember, protecting yourself from potential scams and asserting your rights under the Fair Debt Collection Practices Act (FDCPA) is crucial. If the debt is legitimate, negotiate a reasonable payment plan and consider seeking legal guidance before agreeing to any terms. Keep thorough records of all communication and carefully evaluate the long-term financial impact before making any decisions.

Can 913-353-9186 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 913-353-9186 about a debt, it’s essential to handle the situation with caution. If the debt is valid, the collector might pursue legal action, leading to wage or bank account garnishment. To avoid legal action, negotiate affordable payments, declare your inability to pay, seek credit counseling, hire an attorney, or consider bankruptcy. Ensure you document all communication and weigh the long-term financial implications of settling before agreeing to any payment plan.

In the end, if 913-353-9186 is a debt collector, you have rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself. You can assert these rights by documenting all communication, seeking legal advice, and evaluating the long-term financial impact of settling the debt before agreeing to any payment plan.

If 913-353-9186 Is A Collection Company, How Can I Remove It From My Credit Report?

If you have been contacted by 913-353-9186, it is essential to first verify if the debt is legitimate. Request written confirmation from the collector and carefully review the details, disputing any inaccuracies. You can try negotiating a pay-for-delete agreement, offering a partial settlement, or hiring a credit repair service to help remove the collection from your credit report.

If you cannot resolve the issue independently, wait for the 7-year limit for the debt to be removed from your credit report. Additionally, file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state attorney general’s office. In some cases, consulting an attorney may be necessary to remove the collection from your credit report.

Maintain detailed records of all communication with the collector and validate the debt before taking any action. By following these steps, you can work towards removing 913-353-9186 from your credit report and safeguarding your financial reputation.

What Feedback And Comments Do People Leave About 913-353-9186?

Based on public feedback and comments, calls from 913-353-9186 are often associated with telemarketing, surveys, or scams. Many people have experienced receiving silent or hung-up calls, with callers claiming to be existing customers even when they do not recognize the number. Due to the unwanted and unsolicited nature of these calls, the general consensus is to block or not answer calls from this number. To ensure your protection, identify if it’s a debt collector and exercise your rights under the Fair Debt Collection Practices Act (FDCPA). Report any violations and, if the debt is legitimate, consider negotiating a settlement or payment plan. Consult with a non-profit credit counselor or attorney for legal guidance and keep records of all communication to evaluate the long-term financial impact before agreeing to any payment plan.