917-500-8465

What Company Is Calling Me From 917-500-8465? Are They A Scam And Why Are They Calling Me?

The phone number 917-500-8465 is associated with Councilmember Marjorie Velasquez’s campaign, making automated political calls in Spanish. These calls are not inherently scams, but they can be annoying. To block these calls, contact your phone carrier or use call blocking apps. If you receive a call from an unrecognized number that might be from a debt collector, identify them and block the number. Consult a non-profit credit counselor or consumer protection attorney to address any underlying debt. The Fair Debt Collection Practices Act (FDCPA) protects consumers from harassment during debt collection calls, so document any violations and report them.

How Can I Block Or Stop Calls From 917-500-8465?

To block or stop calls from 917-500-8465, first, let the call go to voicemail and do not answer directly. If it’s a debt collector, they will typically leave a message. To block the number, contact your phone carrier or use call blocking apps. Additionally, send a cease and desist letter to formally request no further contact. Keep detailed records of the calls and any violations of the Fair Debt Collection Practices Act (FDCPA), which protects consumers from harassment during debt collection calls. If needed, consult a non-profit credit counselor or speak to a consumer protection attorney to address any underlying debt issues. By taking these steps, you can effectively block and stop calls from 917-500-8465 and protect yourself from harassment.

Is 917-500-8465 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 917-500-8465 is a political robocalling number for Councilmember Marjorie Velasquez’s campaign, making automated calls in Spanish. To block these calls, contact your phone carrier or use call blocking apps. If you receive a call from an unrecognized number potentially from a debt collector, identify them and block the number. Consult a non-profit credit counselor or consumer protection attorney to address any underlying debt.

The Fair Debt Collection Practices Act (FDCPA) protects consumers from harassment during debt collection calls. If you believe a debt collector is violating your rights under the FDCPA, document the date, time, frequency, phone number, and details of calls, noting any abusive language or calls outside allowed hours. Assert your rights by revoking consent for outside hours calls, requesting cessation of contact, and sending a cease and desist letter.

In case of violations, report them to the Consumer Financial Protection Bureau, consult an attorney, contact your state Attorney General’s office, or ask a credit counselor for help. Ultimately, being aware of your rights as a consumer and taking appropriate action can help protect you from unfair debt collection practices.

If 917-500-8465 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, determine if the number 917-500-8465 is indeed a debt collector. If it is, request written validation from them, ensuring the information is accurate. Dispute any incorrect information and negotiate a settlement, payment plan, or seek help from credit counseling agencies or attorneys. Remember to exercise your consumer rights under the FDCPA and maintain detailed records of correspondence.

If the number belongs to Councilmember Marjorie Velasquez’s campaign, block these political robocalls by contacting your phone carrier or using call blocking apps. If you receive calls from unknown numbers that may be debt collectors, identify them and block the number. Consult with a non-profit credit counselor or consumer protection attorney to address any underlying debt issues.

In conclusion, it is crucial to stay vigilant and proactive in managing your financial situation and protecting your rights as a consumer.

Can 917-500-8465 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you owe a debt to 917-500-8465, as a debt collector, they could potentially sue you and garnish your wages to recover the owed amount. If they obtain a court judgment, your wages or bank accounts may be garnished. To avoid legal action, negotiate affordable payments, assert inability to pay, seek guidance from a non-profit credit counselor, hire a consumer law attorney, or consider bankruptcy. Before agreeing to settle, ensure the payment plan is affordable, get any settlement terms in writing, and be aware that the collector can still sue if you default on a settlement. Seek assistance to understand your options and rights first.

If 917-500-8465 Is A Collection Company, How Can I Remove It From My Credit Report?

If 917-500-8465 is a collection company, you can remove it from your credit report by first verifying the debt’s legitimacy. Request written confirmation from the collection agency, and if the debt is inaccurate, dispute it according to the Fair Credit Reporting Act (FCRA). If the debt is valid, consider the following steps: negotiate a pay-for-delete agreement, offer a good faith partial settlement, hire a credit repair service, wait for the 7-year time limit, or file a complaint with the Consumer Financial Protection Bureau (CFPB) if the collection agency violates the FDCPA. You can also consult a consumer law attorney for better understanding of your rights and options. Maintain detailed records of all communication and actions taken regarding the debt and the collection agency for potential legal disputes.

What Feedback And Comments Do People Leave About 917-500-8465?

Many people have left feedback and comments about the political robocalling number 917-500-8465, which belongs to Councilmember Marjorie Velasquez. Some users have reported positive feedback about Nomorobo, a robocall blocking service, for effectively stopping these unwanted calls. In addition to using Nomorobo, you can also contact your phone carrier to block these calls or use call blocking apps to prevent them. If you receive a call from an unknown number, identify the caller and block the number. Consult a non-profit credit counselor or consumer protection attorney if you have any underlying debt issues, and be aware of your rights under the Fair Debt Collection Practices Act (FDCPA), which protects consumers from harassment during debt collection calls.