917-540-7996

What Company Is Calling Me From 917-540-7996? Are They A Scam And Why Are They Calling Me?

The company calling from 917-540-7996 is associated with the promotion of the new Scream movie, Scream VI. The number is not a scam, but a promotional event number for the film. The website linked to the number allows users to enter their information to receive a message or call about the movie. Although some users have reported it as spam, the number is meant to generate interest and excitement for the film.

Ultimately, the company calling from 917-540-7996 is promoting Scream VI and providing fans with an interactive experience. It is not a scam, but a marketing tool for the movie. If you wish to stop receiving calls, you can block the number, send a cease and desist letter, and report potential FDCPA violations. Additionally, it’s essential to understand your rights under the FDCPA, validate the debt, negotiate a settlement or payment plan, and monitor your credit report. If facing wage garnishment, consult an attorney or consider bankruptcy. Validate the debt’s legitimacy, dispute inaccurate information, and negotiate with the collection agency.

How Can I Block Or Stop Calls From 917-540-7996?

To block or stop calls from 917-540-7996, first identify if the call is from a debt collector or a promotional call for Scream VI. If it is a debt collector, contact your phone carrier to permanently block the number, use call blocking apps, or set contacts not in your address book to go straight to voicemail. To stop harassment, send a cease and desist letter and keep detailed records of calls. Consult a non-profit credit counselor or consumer protection attorney to address any outstanding debts and understand your rights under the Fair Debt Collection Practices Act (FDCPA). If facing wage garnishment, consider bankruptcy or wage garnishment protection. Remember, 917-540-7996 is a promotional number for Scream VI and not a scam.

Is 917-540-7996 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The number 917-540-7996 is related to a promotional campaign for Scream VI, a movie marketing tool that encourages users to enter their information on the website to receive messages or calls about the film. If you are receiving calls from this number and want them to stop, you can block the number, send a cease and desist letter, and report any potential violations of the Fair Debt Collection Practices Act (FDCPA). Be aware of your rights under the FDCPA, which include validating the debt, negotiating a settlement or payment plan, and monitoring your credit report. If facing wage garnishment, consult an attorney or consider bankruptcy. Make sure to validate the debt’s legitimacy, dispute any inaccurate information, and negotiate with the collection agency.

If 917-540-7996 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

First, determine if 917-540-7996 is a debt collector. If so, follow these steps to validate the debt:

1. Send a debt validation letter via mail, as they are legally required to provide this information under the Fair Debt Collection Practices Act (FDCPA).
2. Carefully review the validation for accuracy, checking your personal details, creditor name, account number, and amount owed.
3. Dispute any incorrect or unrecognized information in writing and request removal from your credit report.

Once the debt is validated, consider these options:

1. Negotiate a reasonable settlement or payment plan before sending any payment.
2. Offer a partial payment of 30-50% of the balance if affordable and request deletion from your credit report in exchange.
3. Assert your rights under the FDCPA if the collector violates regulations.
4. Seek help from a non-profit credit counseling agency for guidance on debt resolution.
5. Consult an attorney to explore bankruptcy or legal action against the collector.
6. Keep detailed records of all correspondence and calls for potential complaints.
7. Revoke any prior permission given to the collector to contact you outside FDCPA guidelines.

Always remember to never ignore a potential debt collector. Verify if the debt is valid and exercise your consumer rights under federal and state law to find the best resolution path. Seek professional help to ensure a fair outcome.

Can 917-540-7996 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 917-540-7996 is a debt collector, they have the legal right to sue you for the debt and garnish your wages if they obtain a court judgment. To avoid legal action, you can negotiate affordable payments in writing, assert your inability to pay, and request the collector to stop contacting you. You can also seek guidance from a non-profit credit counselor, hire a consumer law attorney, or consider bankruptcy if your debts are overwhelming.

Before settling, ensure the proposed payment plan is affordable based on your budget and that any settlement terms or agreements are in writing. Be aware that a collector can still sue you if you default on a settlement. While settling can be beneficial to avoid legal action, don’t agree to payments you can’t maintain. Seek help to understand your options and rights before making a decision.

If 917-540-7996 Is A Collection Company, How Can I Remove It From My Credit Report?

If 917-540-7996 is a collection company, the first step is to validate if the debt is legitimate by requesting written confirmation from the collection agency. Review the validation carefully to ensure your personal details and the debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act (FCRA) and demand they remove the collection tradeline from your credit file.

If the collector verifies the debt is valid, consider negotiating a pay-for-delete agreement in writing to settle the debt in exchange for removal. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill. Alternatively, hire a credit repair service to dispute the debt on your behalf and provide legal resources to assist in getting it removed.

Another option is to wait for the 7-year credit reporting time limit for the collection to automatically fall off your report. If the collector violates laws and refuses to remove inaccurate information, file a complaint with the Consumer Financial Protection Bureau (CFPB). Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.

Keep detailed written records showing your efforts to resolve the disputed collection account. Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 917-540-7996?

The phone number 917-540-7996 is connected to the marketing of the movie “Scream 6” and is utilized to give users a pre-recorded call from Ghostface. When individuals enter their number on the website, they receive a call that may feature a jumpscare or a request to guess Ghostface’s location before ending. While there are no specific remarks about the number itself, some users on Twitter have shared their experiences, with reactions ranging from enjoyment to fear or annoyance. The call serves as an interactive way for fans to engage with the movie promotion.

Ultimately, 917-540-7996 is a promotional tool for Scream VI, providing fans with a unique and immersive experience. If users find the calls intrusive, they can block the number or report potential FDCPA violations. It is crucial to comprehend your rights under the FDCPA and take the necessary measures to protect yourself from debt collection harassment.