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What Company Is Calling Me From 918-794-0810? Are They A Scam And Why Are They Calling Me?

Aberdeen Enterprises II Inc. is the company associated with phone number 918-794-0810. Be cautious, as this number has been used for scams and fraudulent activities. Avoid sharing personal information or making payments as requested. Identify if the unknown number is a debt collector, block the number, and send cease and desist letters. Know your rights under the Fair Debt Collection Practices Act (FDCPA) and document potential violations.

If the debt is legitimate, consider legal action and evaluate any settlement offers. Verify the debt’s legitimacy, dispute inaccurate information, negotiate pay-for-delete agreements, and consult a consumer law attorney if needed. Stay vigilant and informed to protect yourself from scams and fraudulent activities.

How Can I Block Or Stop Calls From 918-794-0810?

To block or stop calls from 918-794-0810, follow these steps:

1. First, determine if the unknown caller is a debt collector by listening to any voicemail left.
2. If it is a debt collector, contact your phone carrier to block the number permanently. Most carriers allow call blocking through customer support or your online account.
3. Use call blocking apps like Nomorobo or Hiya to automatically block the number at the network level.
4. For smartphones, set contacts not in your address book to go straight to voicemail or be blocked.
5. Send a cease and desist letter via certified mail demanding no further calls. Collectors can only contact to confirm they will stop calls or notify of specific actions after this.
6. Check if your state has laws beyond the FDCPA that prohibit collection calls without written notice. Send a cease and desist letter invoking those rights.
7. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action.
8. Consult a non-profit credit counselor to help negotiate resolution of the debt.
9. Consider speaking to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations.
10. Remember, blocking calls does not eliminate any legitimate debts owed. However, taking proactive steps can stop harassment while addressing any outstanding debts.

Is 918-794-0810 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) is designed to protect consumers from unfair and abusive debt collection practices. If you believe that the phone number 918-794-0810 is violating the FDCPA, document all the details of the calls, including the date, time, frequency, phone number, and any specific actions that may be violating the act.

To protect your rights, you can revoke any prior consent given for calls outside the allowed hours of 8am-9pm in your time zone, request that they stop calling your workplace, and send a cease and desist letter via certified mail. Additionally, you can verbally request them to stop calling during any conversation.

If you believe a violation has occurred, report it to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney to discuss your specific rights and options, which may include filing a lawsuit for damages. You can also contact your state Attorney General’s office for guidance on FDCPA violations.

To further address the debt without incurring additional collection calls, consult with an experienced credit counselor. Remember, debt collectors are required to adhere to the FDCPA, so keep detailed records and assert your rights to prevent further harassment.

If 918-794-0810 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 918-794-0810 is a debt collector, the first step is to validate the debt. You can do this by mailing a debt validation letter to the collector, as they are legally required to provide this under the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, verifying your personal details, the creditor’s name, account number, and amount owed. Dispute any incorrect or unrecognized information in writing and request its removal from your credit report.

Once the debt is validated, consider the following options: negotiate a reasonable lump-sum settlement or payment installment plan in writing before sending any payment. Offer partial payment of 30-50% of the balance if affordable, requesting deletion from your credit report in exchange. Formally assert your rights under the FDCPA if the collector violates regulations. Consult a non-profit credit counseling agency for guidance negotiating debt resolution. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options. Keep detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 918-794-0810 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If 918-794-0810 is a debt collector, they may sue you for the unpaid debt and potentially garnish your wages if they obtain a court judgment. To prevent legal action, try negotiating a reasonable payment plan in writing, asserting your inability to pay and requesting them to stop contacting you. Alternatively, seek help from a non-profit credit counselor. Consulting a consumer law attorney can help you understand your rights under the FDCPA and state laws against unreasonable lawsuits.

Before settling, ensure the proposed payment plan is affordable and get any settlement terms or agreements in writing. Be aware that the collector can still sue if you default on a settlement. Settling may be a viable option to avoid legal action, but ensure you can maintain the agreed payments. Seek assistance to understand your options and rights before making any decisions.

If 918-794-0810 Is A Collection Company, How Can I Remove It From My Credit Report?

If 918-794-0810 is a debt collection company, the first step is to validate the debt by requesting written confirmation. Carefully review the validation to ensure your personal details and the debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the collector verifies the debt is valid, consider taking these active steps to potentially remove it:

1. Negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal.
2. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill.
3. Hire a credit repair service to formally dispute the debt on your behalf and provide legal resources to assist in getting it removed.
4. Wait out the 7-year credit reporting time limit for the collection to automatically fall off your report.
5. File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.
6. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.
7. Keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 918-794-0810?

People who have interacted with the phone number 918-794-0810 have left various feedback and comments, mostly expressing suspicion and negative experiences. Aberdeen Enterprises, based in Kiowa, Oklahoma, is associated with this number. Many people have accused the company of fraud and scamming, using different numbers to target individuals. The Federal Trade Commission has received 33 complaints regarding this number. The majority of the comments are cautionary, warning others to avoid answering calls from this number. It is advised to block the number and report any unwanted calls to the authorities.

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