918-921-8722

What Company Is Calling Me From 918-921-8722? Are They A Scam And Why Are They Calling Me?

The phone number 918-921-8722 is associated with Phoenix Financial Services, a debt collection agency. They have received poor reviews and are suspected of being scam-like and harassing. They usually call to collect debts, and the number is linked to robocalls and silent calls, which could indicate telemarketing. In essence, the caller is likely Phoenix Financial attempting to collect a debt, but it is crucial to confirm any claimed debt before making payments to avoid scams. To wrap things up, ensure calls are from a legitimate debt collector, block the number if needed, and assert your rights under the Fair Debt Collection Practices Act. Verify the debt’s accuracy, dispute any errors, and negotiate payment terms or settlement. Keep records of all communication and consult a consumer protection attorney or credit counselor if needed.

How Can I Block Or Stop Calls From 918-921-8722?

First, determine if the calls are from a debt collector. If they are, block their number and send a cease and desist letter to stop the calls. Remember, blocking calls won’t eliminate the debt, but it can prevent harassment.

To protect your rights under the Fair Debt Collection Practices Act, verify the debt’s accuracy and dispute any errors. Negotiate payment terms or settlement and maintain records of all communication. If needed, consult a consumer protection attorney or credit counselor for assistance in dealing with the debt collector and resolving the issue.

Is 918-921-8722 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

The Fair Debt Collection Practices Act (FDCPA) safeguards consumers from unscrupulous debt collection practices. If you’re receiving calls from 918-921-8722, which is linked to Phoenix Financial Services, remember that you have rights. To guarantee your rights are being respected, document the date, time, frequency, phone number, and details of all calls, and take note of any violations such as calls outside allowed hours, excessive calling, or abusive language.

Firstly, assert your rights by revoking consent for calls outside normal hours and requesting no contact at work. You can do this by sending a written letter to the debt collector, which must cease contacting you after receiving it. Furthermore, you can send a “cease and desist” letter if you no longer wish to be contacted by the collector.

If you continue to experience violations of the FDCPA, report the collector to the Consumer Financial Protection Bureau, consult a consumer protection attorney, or contact your state Attorney General’s office for assistance. Keep records of all communication and verify the debt’s accuracy, disputing any errors you find. Negotiate payment terms or settlement with the collector and maintain a clear record of all communication to protect yourself from potential harassment.

If 918-921-8722 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 918-921-8722 is a debt collector, the first step to take is to validate the debt to ensure its legitimacy. Request written validation from the collector and review the information for accuracy. Dispute any errors or inconsistencies in the debt.

Next, consider negotiating a settlement or payment plan with the collector. Keep in mind that the Fair Debt Collection Practices Act (FDCPA) protects you from harassment and abusive practices by debt collectors. You can assert your rights under this act to hold them accountable.

Furthermore, consider consulting a credit counselor or contacting an attorney for legal advice. It’s essential to maintain records of all communication with the debt collector and revoke permission for any contact outside the FDCPA guidelines. Remember, you have rights, and it’s crucial to exercise them when dealing with debt collectors like 918-921-8722.

Can 918-921-8722 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 918-921-8722 regarding a debt, be cautious as they may pursue legal action. To avoid this, negotiate affordable payments, assert inability to pay, seek help from a non-profit credit counselor, or hire an attorney. Consider bankruptcy if debts are overwhelming, and document all communication. Be cautious when agreeing to settle and ensure you can afford the payments.

Ultimately, it’s crucial to know your rights under the Fair Debt Collection Practices Act and stand up for yourself if you face any harassment or unfair treatment from a debt collector. If you believe 918-921-8722 is violating your rights, document the calls, keep records of all communication, and consider seeking legal assistance from a consumer protection attorney or credit counselor.

If 918-921-8722 Is A Collection Company, How Can I Remove It From My Credit Report?

First, verify if 918-921-8722 is indeed a debt collection company. If it is, ensure the debt is accurate and dispute any incorrect information. You can negotiate a pay-for-delete agreement, offer a good faith partial settlement, or hire a credit repair service to help remove the debt from your credit report. Negative information can only remain on your credit report for seven years. If you feel the debt collector is violating your rights, file a complaint with the Consumer Financial Protection Bureau. In complex situations, consult a consumer law attorney for legal advice. Keep detailed records to protect your rights and ensure a successful resolution.

What Feedback And Comments Do People Leave About 918-921-8722?

People often leave negative feedback and comments about 918-921-8722, which is linked to Phoenix Financial Services. They complain about receiving unsolicited calls, mostly related to debt collection and debt re-aging. These calls are often persistent and end abruptly when the receiver tries to talk. Some suggestions advise checking credit reports for potential issues associated with this number. The general feedback indicates questionable debt collection practices and unsolicited calls. To tackle this, ensure the calls are from a legitimate debt collector, block the number if necessary, and assert your rights under the Fair Debt Collection Practices Act. Confirm the debt’s accuracy, dispute any errors, and negotiate payment terms or settlement. Keep records of all communication and seek assistance from a consumer protection attorney or credit counselor if required.