919-214-5402

What Company Is Calling Me From 919-214-5402? Are They A Scam And Why Are They Calling Me?

The company calling from 919-214-5402 is reportedly Tinder, a dating app. However, multiple users have received unsolicited messages from this number claiming to be Tinder verification codes, raising suspicions about their legitimacy. Scammers often use tactics like this to trick people into sharing personal information. If you receive an unsolicited verification code, do not share it and report the incident to your phone carrier and the service the message claims to originate from. If you haven’t signed up for Tinder and receive a verification code from 919-214-5402, it is likely a scam. Be cautious when sharing personal information online and avoid responding to unsolicited messages.

How Can I Block Or Stop Calls From 919-214-5402?

To block or stop calls from 919-214-5402, first, identify if it is a debt collector by letting unknown calls go to voicemail and checking for messages. If it is a debt collector, contact your phone carrier to permanently block the number. You can also use call blocking apps like Nomorobo or Hiya to automatically block the number at the network level.

Next, set contacts not in your address book to go straight to voicemail or be blocked on your smartphone. Once you have identified the calls as coming from a debt collector, send a cease and desist letter via certified mail demanding no further calls. Check if your state has laws beyond the FDCPA that prohibit collection calls without written notice and send a cease and desist letter invoking those rights.

Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action. Get help addressing any underlying debt by consulting a non-profit credit counselor to negotiate resolution of the debt. Speak to a consumer protection attorney regarding your rights and potential lawsuits if the collector violates regulations. Blocking calls does not eliminate any legitimate debts owed, but taking proactive steps can stop harassment while addressing any outstanding debts.

Is 919-214-5402 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you suspect that the number 919-214-5402 is violating the Fair Debt Collection Practices Act (FDCPA), it’s crucial to document all calls, including dates, times, frequency, phone number, and any details. Keep track of any abusive, threatening, or obscene language used during calls. To protect your rights as a consumer, revoke any prior consent for calls outside normal hours, request them to cease contact at your workplace, send a cease and desist letter, and verbally ask them to stop calling during any conversation.

To address any potential violations, report the situation to the Consumer Financial Protection Bureau, consult with a consumer protection attorney, contact your state Attorney General’s office, and seek guidance from an experienced credit counselor. Remember, debt collectors must adhere to the FDCPA, and keeping detailed records and asserting your rights can help prevent further harassment.

If 919-214-5402 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 919-214-5402 and it is a debt collector, the first step is to validate the debt. Request written validation of the debt by sending a debt validation letter to the collector, as required by the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, disputing any incorrect or unrecognized information in writing and requesting removal from your credit report.

Once you have validated the debt, consider the following options: negotiate a lump-sum settlement or payment installment plan in writing before sending any payment. Offer partial payment of 30-50% of the balance if affordable, requesting deletion from your credit report in exchange. Assert your rights under the FDCPA if the collector violates regulations during collection. Consult a non-profit credit counseling agency for guidance on negotiating debt resolution. Contact an attorney to understand if bankruptcy or legal action against the collector are viable options. Keep detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines.

The key is never ignoring a potential debt collector. Confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 919-214-5402 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If the debt is legitimate, a debt collector could potentially sue you to recover the amount owed. If they obtain a court judgment, your wages or bank accounts could be garnished. To avoid legal action, consider the following steps:

1. Negotiate affordable lump-sum or installment payments in writing to show good faith effort to pay.
2. Assert inability to pay and request they cease contact. This may prevent suit, but they could still proceed.
3. Seek guidance from a non-profit credit counselor to work with the collector on your behalf.
4. Hire a consumer law attorney to understand your protections under the FDCPA and state law against unreasonable lawsuits.
5. Consider bankruptcy as an option if debts are truly overwhelming. Meet with an attorney to discuss if it’s appropriate.
6. Thoroughly document calls, letters, and your efforts to address the debt so there is a clear record.

Before agreeing to settle, carefully consider:

1. Make sure the proposed payment plan is realistically affordable based on your budget.
2. Get any settlement terms or agreements in writing before making payments.
3. Be aware a collector can still sue if you default on a settlement.
4. Settling for a lump sum that you can’t afford may do more long-term financial harm.

Settling often makes sense to avoid legal action, but don’t agree to payments you realistically can’t maintain. Seek assistance to understand your options and rights first.

If 919-214-5402 Is A Collection Company, How Can I Remove It From My Credit Report?

If you’re receiving calls from 919-214-5402 and it’s a debt collection company, start by confirming the debt is legitimate. Request written confirmation and check for accuracy. If there are errors, send a dispute to the collection agency as per the Fair Credit Reporting Act, asking them to remove the collection tradeline from your credit file.

If the debt is valid, consider negotiating a pay-for-delete agreement or offering a good faith partial settlement payment in exchange for deletion. Alternatively, hire a credit repair service to dispute the debt on your behalf. If the collector violates laws, file a complaint with the Consumer Financial Protection Bureau. Legal action might be necessary if the collector breaks laws, enabling you to sue for removal and damages.

Remember, focus on validating debts, negotiating with collectors, and asserting your rights to remove collections from your credit report. But first, confirm the debt’s legitimacy before taking action.

What Feedback And Comments Do People Leave About 919-214-5402?

When people receive calls or text messages from the number 919-214-5402, they often leave comments expressing their concerns about the unsolicited nature of the communication. Many recipients suspect that the messages are scams, as they claim to be verification codes for popular dating apps like Tinder. In most cases, the recipients did not interact with the app or the sender, making the messages suspicious.

To avoid falling victim to scams, it is essential to be cautious when sharing personal information online and not engage with unsolicited messages. If you receive a suspicious text message, do not respond to it and report the incident. Forwarding the text to 7726 as spam can also help in combating such scams.

In case you receive calls from 919-214-5402, determine if it’s a debt collector. If so, block the number and consult with a non-profit credit counselor or attorney for further guidance. Overall, being vigilant and cautious when dealing with unknown callers and messages can protect your personal information and help prevent scams.