952-944-1620

What Company Is Calling Me From 952-944-1620? Are They A Scam And Why Are They Calling Me?

The company calling you from 952-944-1620 is Central Portfolio Control Inc, a collection agency located in Eden Prairie, Minnesota. They have been reported for calling multiple times even when provided with the wrong number and demanding personal information from relatives. It is uncertain if they are a scam, but they are most likely calling about a debt you may owe. If you receive a call from this number, inquire for more information before disclosing any personal details and consider filing a complaint with the FTC if you believe they have violated consumer protection laws.

How Can I Block Or Stop Calls From 952-944-1620?

If you’re receiving calls from the number 952-944-1620, first let unknown calls go to voicemail and avoid engaging directly with potential collectors. Identify if it’s a debt collector and take action by contacting your phone carrier to block the number or use call blocking apps. Formalize your request for no further contact by sending a cease and desist letter via certified mail. Keep records of all calls to show a pattern of harassment if considering legal action. Consult a non-profit credit counselor to negotiate debt resolution or speak to a consumer protection attorney about your rights and potential lawsuits. Blocking calls won’t eliminate debts, but taking proactive steps can stop harassment and address any outstanding debts.

Is 952-944-1620 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’re receiving calls from the number 952-944-1620, associated with Central Portfolio Control Inc, remember that you have rights under the Fair Debt Collection Practices Act (FDCPA). To document potential violations, keep track of the date, time, frequency, phone number, and details of all calls. Note if they call outside the allowed hours of 8am-9pm in your time zone, call repeatedly over a short period, or use abusive, threatening, or obscene language.

Assert your rights by revoking any prior consent given to call outside normal hours, formally requesting they cease contact at your workplace if prohibited, sending a cease and desist letter via certified mail, and verbally requesting they stop calling during any conversation.

If you believe there have been FDCPA violations, report them to the Consumer Financial Protection Bureau to open an investigation. Consult with a consumer protection attorney regarding your specific rights and options, which may include suing for damages. Contact your state Attorney General’s office for guidance, and ask an experienced credit counselor how to address the debt without incurring further collection calls.

Adhering to the FDCPA is required for any collector contacting you. Keep detailed records and assert your rights to prevent further harassment from debt collectors.

If 952-944-1620 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If you receive a call from 952-944-1620 and suspect it’s from a debt collector, the first step is to validate the debt. Request written validation of the debt by sending a debt validation letter to the collector. They are legally obligated to provide this information under the Fair Debt Collection Practices Act (FDCPA).

Examine the validation for accuracy, checking your personal details, the creditor’s name, account number, and amount owed. Dispute any incorrect or unfamiliar information in writing and request its removal from your credit report.

Once the debt is confirmed, negotiate a reasonable payment plan or lump-sum settlement in writing before sending any payment. Offer 30-50% of the balance if affordable and request deletion from your credit report in exchange. If the collector violates FDCPA regulations, assert your rights and consult a non-profit credit counseling agency or attorney for guidance on debt resolution.

Maintain detailed records of all correspondence and calls for potential complaints. Revoke any prior verbal or written permission given to contact you outside FDCPA guidelines. Always confirm if the debt is valid and exercise your consumer rights under federal and state law before determining the best path to resolution. Seek help from professionals to ensure a fair outcome.

Can 952-944-1620 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If the debt collector is legitimate, they can potentially sue you and garnish your wages to recover the amount owed. To avoid legal action, negotiate a payment plan, assert your inability to pay, request the collector to cease contact, seek guidance from a credit counselor, or consult a consumer law attorney. If debts are overwhelming, consider bankruptcy. Before settling, ensure the payment plan is affordable, get any settlement terms in writing, be aware of the possibility of being sued if you default on a settlement, and only agree to payments you can maintain. Always seek assistance to understand your options and rights.

If 952-944-1620 Is A Collection Company, How Can I Remove It From My Credit Report?

First, determine if the calls are legitimate by requesting written confirmation of the debt. Once you have this information, review it carefully and dispute any inaccuracies. If the debt is valid, consider negotiating a pay-for-delete agreement, offering a good faith partial settlement, or hiring a credit repair service to help remove the collection account from your report. Alternatively, wait for the 7-year credit reporting time limit to pass, or file a complaint with the Consumer Financial Protection Bureau if the collector violates laws. Consulting a consumer law attorney may also be helpful in suing for removal and damages. Maintain detailed records of your efforts to resolve the disputed collection account.

What Feedback And Comments Do People Leave About 952-944-1620?

People often leave negative feedback about the phone number 952-944-1620, as it is associated with Central Portfolio Control Inc, a collection agency in Eden Prairie, Minnesota. Users have reported receiving harassing calls, aggressive behavior, potential scamming, and debt collection attempts. Additionally, some users have experienced robocalls. It is crucial to be cautious when receiving calls from this number and verify the caller’s identity and purpose before disclosing any personal information.