972-294-3200

What Company Is Calling Me From 972-294-3200? Are They A Scam And Why Are They Calling Me?

The company calling from 972-294-3200 is EBriks InfoTech Pvt, a Business Services company located in Dallas, Texas. They are associated with a Medical Alert Robocall, which is not a scam but may be unsolicited and potentially lead to fraudulent activity. EBriks provides services in SEO, Web Design, System Development, and Web Hosting. They might be calling to offer a free medical alert system, so make sure to confirm their identity and the purpose of the call before sharing any personal information.

How Can I Block Or Stop Calls From 972-294-3200?

First, determine if the calls are from a debt collector. If so, don’t answer unknown calls; let them go to voicemail. Contact your phone carrier to block the number permanently. Use call blocking apps like Nomorobo or Hiya, or set contacts not in your address book to go straight to voicemail or be blocked on your smartphone.

Next, send a cease and desist letter via certified mail, requesting no further contact. Check if your state has laws that require written notice before collection calls. Keep detailed records of all calls to demonstrate a pattern of harassment if considering legal action. Consult a non-profit credit counselor to help negotiate debt resolution or speak to a consumer protection attorney about your rights and potential lawsuits if the collector violates regulations.

Is 972-294-3200 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you receive a call from 972-294-3200, it is crucial to verify the caller’s identity and the purpose of the call before disclosing any personal information. If the call is from a debt collector, document all details of the calls, including dates, times, and the phone number. Keep track of any abusive, threatening, or obscene language used during the calls.

To protect your rights, revoke any prior consent given for calls outside normal hours, request that they cease contacting you at your workplace, send a cease and desist letter via certified mail, and verbally request them to stop calling during any conversation. If you believe the debt collector has violated the Fair Debt Collection Practices Act (FDCPA), report them to the Consumer Financial Protection Bureau.

Consult with a consumer protection attorney to discuss your rights and options, including suing for damages. Contact your state Attorney General’s office for guidance on next steps. Additionally, seek advice from a credit counselor on how to address the debt without incurring further collection calls. Request written validation of the debt, review it for accuracy, and negotiate a settlement or payment plan before sending any payment.

If 972-294-3200 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 972-294-3200 is a debt collector, your first step is to validate the debt. To do this, send a debt validation letter to the collector, as required by the Fair Debt Collection Practices Act (FDCPA). Carefully review the validation for accuracy, disputing any incorrect information and requesting removal from your credit report. Once validated, consider negotiating a settlement or payment plan, or seek legal advice if the collector violates FDCPA regulations. It’s essential never to ignore a potential debt collector and always verify the debt’s legitimacy before taking any action.

Can 972-294-3200 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If the debt is legitimate, a debt collector could potentially sue you and garnish your wages to recover the amount owed. To avoid legal action, consider negotiating a lump-sum or installment payment, seeking guidance from a credit counselor, hiring a consumer law attorney, or even considering bankruptcy if debts are overwhelming. Thoroughly document all communication and efforts to address the debt.

Before settling, make sure the payment plan is realistic based on your budget, get any settlement terms in writing before making payments, be aware a collector can still sue if you default on a settlement, and avoid agreeing to payments you can’t maintain. Seek assistance to understand your options and rights first.

If 972-294-3200 Is A Collection Company, How Can I Remove It From My Credit Report?

If 972-294-3200 is a collection company, the first step is to confirm if the debt is legitimate by requesting written confirmation. Review the validation carefully to ensure your personal details and the debt information are accurate. If any information is incorrect, send a written dispute to the collection agency stating the debt is inaccurate per the Fair Credit Reporting Act.

If the collector verifies the debt is valid, consider these active steps to potentially remove it:

1. Negotiate a pay-for-delete agreement in writing to settle the debt in exchange for removal. This requires paying a lump-sum settlement.
2. Offer a good faith partial settlement payment and request deletion as a gesture of goodwill. But they are not obligated to remove it without a formal agreement.
3. Hire a credit repair service to formally dispute the debt on your behalf and provide legal resources to assist in getting it removed.
4. Wait out the 7-year credit reporting time limit for the collection to automatically fall off your report.
5. File a complaint with the Consumer Financial Protection Bureau if the collector violates laws and refuses to remove inaccurate information.
6. Consult a consumer law attorney to review if the collector broke laws enabling you to sue for removal and damages.
7. Keep detailed written records showing your efforts to resolve the disputed collection account.

Proactively validating debts, negotiating with collectors, and asserting your rights can ultimately help remove collections from your credit report through persistence and proper documentation. But focus first on determining if the debt is legitimate before taking action.

What Feedback And Comments Do People Leave About 972-294-3200?

People often leave feedback about the phone number 972-294-3200, primarily regarding robocalls from “Amy with Medical Services” offering a free medical alert system. The call activity for this number is low, and it was last detected a year ago. Nomorobo users can block this robocall and over 8,144,718 more with their service. The number is also associated with EBriks InfoTech Pvt, a Business Services company located in Dallas, Texas.

EBriks Infotech Pvt Ltd, the company connected to the 972-294-3200 phone number, provides various services such as SEO, web design, system development, and web hosting. It is crucial to verify the identity and nature of the call before disclosing any personal information.

If the call is from a debt collector, block the number through your phone carrier or call blocking apps. Sending a cease and desist letter and keeping detailed records of calls can help demonstrate harassment. Seeking guidance from a non-profit credit counselor or consumer protection attorney can assist in addressing the underlying debt and potential legal action.

Understanding the FDCPA protections for consumers concerning debt collection calls and reporting violations is vital. Seeking help from credit counselors to address the debt without further collection calls can also be beneficial. Finally, request written validation of the debt, review its accuracy, and negotiate a settlement or payment plan before sending any payment.