985-329-2595

What Company Is Calling Me From 985-329-2595? Are They A Scam And Why Are They Calling Me?

When you receive a call from the number 985-329-2595, it is linked to Shaquanta Gabriel, a medical student at Tulane University. It is possible that the call is from a telemarketer and not a scam. The call’s purpose may be unclear, but it is not a confirmed scam. If you are concerned about the call, you can identify if it is a debt collector, block the number, and send a cease and desist letter. It is essential to assert your rights under the Fair Debt Collection Practices Act (FDCPA) and report any violations. If a debt is owed, request validation, dispute errors, and negotiate a settlement or payment plan. Seek guidance from a credit counselor or attorney and keep records of all communication to ensure your rights are protected.

How Can I Block Or Stop Calls From 985-329-2595?

If you’re receiving unwanted calls from 985-329-2595, first determine if it’s a debt collector. Listen to voicemails and, if it is, block the number using your carrier’s features or a call-blocking app. Then, send a cease and desist letter via certified mail, citing your rights under the Fair Debt Collection Practices Act (FDCPA). If a debt is owed, request validation, dispute any errors, and negotiate a settlement or payment plan. Consult a credit counselor or attorney for assistance, and maintain detailed records for potential legal action. By doing so, you’ll effectively manage calls from this number and safeguard your rights.

Is 985-329-2595 Violating Fair Debt Collection Practices Act? What Are My Rights As A Consumer?

If you’ve received a call from 985-329-2595, it’s important to know your rights as a consumer under the Fair Debt Collection Practices Act (FDCPA). First, determine if the caller is a debt collector. If so, you have the right to request their identity and the reason for their call. If it’s a debt collector, you can block their number, send a cease and desist letter, and report any violations of the FDCPA.

If a debt is owed, you have the right to request validation of the debt and dispute any errors. Additionally, you can negotiate a settlement or payment plan with the collector. For guidance and support, consider consulting a credit counselor or attorney.

Remember to keep records of all communication with the debt collector, as this will be useful in case of any disputes or violations. By staying informed and asserting your rights, you can protect yourself from unfair debt collection practices.

If 985-329-2595 Is A Debt Collector, How Do I Validate This Debt And What Are My Options?

If 985-329-2595 is a debt collector, it’s essential to validate the debt and know your options. Start by requesting written validation from the collector, which should include the debt amount, creditor, and any other necessary details. Carefully review these details and dispute any inaccuracies.

Next, negotiate a settlement or payment plan that works for you, keeping in mind your rights under the Fair Debt Collection Practices Act (FDCPA). If the collector violates the FDCPA, report the violation to the Consumer Financial Protection Bureau (CFPB) or your state attorney general’s office.

Consider seeking assistance from a credit counselor or attorney to help manage your debt and understand your rights. Keep records of all communication with the collector, including dates, times, and agreements made. By following these steps, you can effectively handle debt collection calls from 985-329-2595 and safeguard your consumer rights.

Can 985-329-2595 Sue Me Or Garnish My Wages If They'Re A Debt Collector? Should I Just Settle?

If you receive a call from 985-329-2595 about a debt, it is crucial to address it promptly to avoid legal action. First, identify if the caller is a debt collector by asking for their name, company, and contact information. If they are a debt collector, you have rights under the Fair Debt Collection Practices Act (FDCPA).

To protect yourself, block the number and send a cease and desist letter. This letter should request the debt collector to stop contacting you and only communicate through written correspondence. Be sure to keep records of all communication, including any settlement offers.

If a debt is owed, request validation and dispute any errors on your records. Debt collectors must provide proof of the debt within five days of your request. If the debt is legitimate, consider negotiating an affordable payment plan or settlement. You can seek help from credit counselors or attorneys to guide you through this process.

In some cases, bankruptcy may be an option if you cannot repay the debt. However, this should be considered as a last resort and with the help of a qualified attorney. Ultimately, it is essential to be proactive in addressing debt-related calls from 985-329-2595 and ensure your rights are protected under the law.

If 985-329-2595 Is A Collection Company, How Can I Remove It From My Credit Report?

If 985-329-2595 is a collection company, it’s crucial to first confirm if the debt is legitimate. Request written proof from the collection agency and cross-check the information with your records. If there are any discrepancies, submit a written dispute to the collection agency.

To remove the debt from your credit report, follow these steps:

1. Negotiate a pay-for-delete agreement with the collection company, wherein they remove the debt from your credit report in exchange for full or partial payment.
2. Offer a good faith settlement, which may result in a lower payment and removal of the debt from your report.
3. Hire a credit repair service to help dispute the debt and negotiate with the collection agency on your behalf.
4. Wait for the time limit, as collection companies can only report unpaid debts for seven years from the date of the first delinquency.
5. File a complaint with the Consumer Financial Protection Bureau (CFPB) or your state’s attorney general’s office if you believe the collection agency is violating the Fair Debt Collection Practices Act (FDCPA).
6. Consult an attorney who specializes in debt collection and credit repair to represent your case in court.
7. Keep records of all communication, including phone calls, emails, and letters, as evidence for your case.

By following these steps and ensuring the debt is legitimate, you can work towards removing 985-329-2595 from your credit report and improving your credit score.

What Feedback And Comments Do People Leave About 985-329-2595?

There is no direct feedback or comments left about the phone number 985-329-2595. It is associated with Shaquanta Gabriel and is one of 36 possible numbers connected to her. A search of online reviews and commentary related to this number did not yield any direct feedback or comments left about it. Without direct feedback found, it’s difficult to comprehensively answer the question posed.

In a nutshell, 985-329-2595 is a phone number linked to John Gabriel, a medical student at Tulane University. To address calls from this number, it is essential to identify if it’s a telemarketer or a scam. To protect yourself, consider blocking the number and sending a cease and desist letter. Understand your rights under the Fair Debt Collection Practices Act (FDCPA) and report any violations. If a debt is owed, request validation, dispute errors, and negotiate a settlement or payment plan. Consult a credit counselor or attorney for guidance and keep records of all communication.